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The idea of a network business: a service for recording on a car wash in a city
Sergey Smirnov is an experienced businessman. Since 2002, he has been looking for his place in the business, developing and promoting various projects, and in the past, in 2014, he…

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Build a business with partners? Do you have disagreements? What will become of the business if you finally quarrel? Discuss with your partners these seven questions at the very beginning…

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8 financial tips to make your married life happy

It is believed that marriage holds together better than any fetters, and this is the best connection on Earth. Not only two souls converge, but also two different cultures; two families become one holistic and indestructible union of happiness and responsibility.

Getting married is one of the most important decisions a person has made throughout his life, especially when it comes to finances. Here are just 8 financial tips that we hope will help those who are looking forward to getting married or getting married.

Share responsibility 1. Share responsibility

Responsibility is another name for marriage. After the couple marries, they become responsible for each other and must fulfill all new obligations together. It doesn’t matter if this is a financial issue or any other family business, it is always wiser to share responsibility. In addition, this approach will help the couple easily track records of their financial affairs, joint income and expenses, as well as plan financial issues for the next month.

Do not keep any financial secrets from each other 2. Do not keep any financial secrets from each other

At times it’s good to be able to keep secrets, but just not married! After entering into an officially legalized relationship, say firm “NO” to any temptation to withhold anything from your partner, and when it comes to financial issues, there should be no secrets here!

Discussion of all financial issues will greatly facilitate the management of the family budget. At times, everyone may have financial difficulties, then one partner will help another cope with the situation without much loss to the wallet (subject to complete mutual trust). In order for this trust in the family to be, it is necessary to avoid any secrets and omissions. In the end, only mutual assistance will help to avoid undesirable consequences of any nature, including financial.

Set the right budget 3. Make the right budget

The lack of a proper budget, of course, leads to a negative chain reaction in the field of investment and accumulation of any person. Once this reaction begins, it will be very difficult to neutralize. In the worst case scenario, it can lead to final bankruptcy.

By planning a budget in accordance with their income and investments, a couple can protect themselves from any financial disruption. They will make their life easier by leading a well-balanced and well-adjusted budget. And let this not increase their income, but the savings will certainly increase!

Distribute responsibilities 4. Distribute responsibilities

Where to get money to start your own business? It is this problem that 95% of beginning entrepreneurs face! In the article “Where to get money for a business,” we revealed the most relevant ways to get start-up capital for an entrepreneur. We also recommend that you carefully study the results of our experiment in exchange earnings: “see the results of the experiment”
Even the most remarkably planned budget may not work if there is no proper distribution of responsibilities between husband and wife. Just exchanging ideas and planning possible financial schemes, the couple will not be able to build a solid financial foundation.

All responsibilities must be carefully distributed among partners. For example, the wife may be responsible for the shopping list before going to the store, while the husband is responsible for paying utility bills. Each of them knows what he is responsible for, and does not blame his duties on the other. This greatly saves the time of each family member and helps in critical situations (as well as, in fact, the availability of a reserve cash fund).

Get The Right Coverage 5. Get The Right Coverage

In most cases, people do not think about getting more insurance. This is due to lack of responsibility. However, everything changes as soon as an individual enters into a legal marriage, and the number of people for whom he is responsible increases to two, or even more (if there are children!)

Before the wedding, this may seem like a whim or a whim, however, after the wedding, you should take this matter seriously. After marriage, check what insurance you get, and if it still covers a small amount, urgently increase it.

Know which taxes you owe and which you can avoid6. Know which taxes you owe and which you can avoid

As already noted earlier, the responsibilities after the marriage becomes only more and spending, respectively, too. These may include moving to more spacious housing, buying a family car, medical care, and so on.

It would be very useful for the newlyweds to seek the advice of an income tax expert and ask if there are any bonuses for paying certain taxes for them (in some countries there is a very developed policy for encouraging young couples after entering into an official marriage.

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