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Ideas that will make you richer than your banker

People are looking for the best options for investing their money and making a profit. Nevertheless, it is noted that more often than not the right decisions that lead to enrichment, unfortunate investors (that is, you) have to suffer losses. While bankers and brokers are becoming richer and wealthier. You can assume that the whole thing is in their knowledge and experience, and this is partly true, although not always.

Even ordinary people like you or your buddies can become richer than bankers and brokers. Read and learn three easy ways to invest well in order to increase and not lose.

1. Trade less often

The main type of income for large financial firms is the commission that they receive from their clients during transactions. So it’s advisable not to trade too often, because the money goes to these companies, and not to your wallet.

Investments are always exposed to market risks, therefore financial advisers not without reason believe that frequent investment is not always a good practice. Investing in an exchange must always be a long-term process. If you have a penchant for gambling, consider investing as a game of chance. Trading on the exchange often enriches only brokers and agents from financial firms, bypassing you – the main (seemingly) player – side.

2. Do not get into debt

You think that financial firms and brokers help you by providing the amount you need; in fact, lending is part of the regular income of these financial institutions – they are well welded on interest and other payments, while you are not overpaying.

Where to get money to start your own business? It is this problem that 95% of beginning entrepreneurs face! In the article “Where to get money for a business,” we revealed the most relevant ways to get start-up capital for an entrepreneur. We also recommend that you carefully study the results of our experiment in exchange earnings: “see the results of the experiment”
Moreover, getting into huge debts has not been beneficial to anyone, but only harmed the preservation of a good credit history. You must be able to prioritize when deciding to borrow money. Is this loan really necessary? Too many people borrow money “out of habit,” without carefully considering all possible options. But often debt can be avoided – it is enough to regularly save a small part of the money earned for the future, rather than spend it all at once. Then there will be less crisis situations.

Borrowing money means that you spend money you have not yet earned and not deserved, thereby reducing the risky ability to act in the future – because you will be tied to your debt and obligation to pay it. In the meantime, you pay the debt, others are enriched. You always need to remember the saying: “You borrow other people’s money, but you give your own.”

3. Use your credit card wisely

There is a widespread belief that credit cards provide you with unlimited opportunities to spend money in the amount that you want, and return them to the bank in a mode convenient for you. This is a very big mistake, but, unfortunately, very many fall into this trap …

Becoming the owner of a credit card, you have hidden costs that are not visible initially, but, meanwhile, they make up a third of the total income of financial institutions that give you these credit cards in order to supposedly make your life easier. The more and more often you will use a credit card, paying with it, the greater the amount you have to overpay at the end.

Moreover, using a credit card is generally not a healthy habit. Credit cards lead to the accumulation of unreasonable expenses, without which it would be quite possible to do. Studies have also shown that the more often you use credit cards, the more impulsive and thoughtless your purchases become; still – you are not spending your hard-earned money …

Try to use credit cards to pay for purchases as little as possible, thereby reducing the amount of undesirable expenses and avoiding large overpayments by paying interest to the bank, which, of course, cannot but affect positively your financial well-being.

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